Types of Aid
Navarro College offers students as much financial assistance as possible. Financial Aid can come in many forms, including scholarships, grants, work study, and student loans. Financial Aid award packages offered by Navarro College typically consist of a combination of awards from these types of aid programs: Scholarships, Grants, Student Loans, and Work Study.
Scholarships and grants are private monies that are made available to students from various local community groups, corporate donors, and the College. They are forms of gift aid that does not need to be repaid or earned through employment.
Backed by a supportive community and generous alumni and friends, Navarro College is able to offer students a variety of scholarships (See listing). Due to differing requirements, expectations, and award amounts, please contact the Navarro College Foundation for more specific information with regard to a particular scholarship. By signing and accepting a scholarship, you are entering into a contract. Make sure you understand your responsibilities before you sign your scholarship.
Have you been awarded a scholarship through a source other than Navarro College or the Navarro College Foundation?
Yes! You will need to inform the financial aid office of your award. Scholarship checks should be made out to Navarro College and mailed or delivered to the Navarro College Office of Student Financial Aid.
Grants, unlike loans, do not have to be repaid. Typically, the grant may cover educational expenses, such as tuition, fees, on-campus room and board. Books and supplies may also be covered (again, depending on the grant), with your written authorization. Be sure to contact us if you do not understand what your grant will pay for.
Click the links below to learn more about grant programs available for eligible students pursuing a postsecondary education.
PELL GRANT PRORATION
You are not required to be a full-time student (12 hours) to receive your Pell Grant. However, if you are enrolled in less than full-time, your Pell Grant will be prorated to match your enrollment status. Please see below to determine what percentage of your total award you will be eligible for based on your enrollment status.
Part-time (<6 hrs) =25% award
Half-Time (6-8 hrs) = 50% award
Three-Quarter (9-11 hrs) = 75% award
Full-Time (12+hrs) = 100% award
Enrollment status is based on classes that have started. Courses with a later start date in the same semester are not taken into account for this calculation until they begin. Please note, WebAdvisor balances are not adjusted for current student enrollment status. This means that the amount listed is not necessarily the refund amount the student is owed. If you are less than full time (12 hours) please stop by a financial aid office to see your current remaining balance – refund amounts cannot be given over the phone.
Student loans, unlike grants and work-study, are borrowed money that must be repaid, with interest. You cannot have these loans canceled because you didn’t get a job in your field of study or due to financial difficulty. Loans are legal obligations, so before you take out a student loan, think about the amount you’ll have to repay over the years. A repayment estimator may help you to plan for your loan repayment.
Financial need is not a requirement to obtain certain student loans. However, if you demonstrate financial need and are eligible for a Subsidized Loan, the federal government (U.S. Department of Education) will pay the interest that accrues on this type of loan during certain periods of enrollment.
All loans will be reported to NSLDS and are accessible by all authorized agencies, lenders, and institutions.
ATTENTION FIRST TIME BORROWERS AND NEW STUDENTS
If you’re a first-time borrower, your first disbursement cannot take place until 30 days after the first day of your enrollment period begins (see refund dates).
Navarro College “packages” Direct Loans for students who have submitted a Free Application for Federal Student Aid (FAFSA) for the fall and spring semesters. Awards are based on first year (students with less than 30 hours completed) status. If you have more than 30 hours completed, you may contact us regarding your eligibility to be awarded based on second year status.
Direct Loan Eligibility Requirements:
Must complete the FAFSA.
Must meet satisfactory academic progress as determined by the Financial Aid Office.
Must be enrolled at least half-time (six hours) each semester. You must be pre-registered at the time your disbursement arrives at the college in order for the funds to post to your account in the Business Office. Registering after the scheduled disbursement date may delay the release of your balance check.
Must be a citizen or eligible non-citizen.
Must not be in default on any federal loan or owe a refund back to any federal program (nor your parent when applying for a PLUS loan.)
FAFSA: Viewing Financial Aid History
Students can view their financial aid history via the studentloans.gov website. To view your information click on “My Financial Aid History” under “Tools and Resources”, then “Financial Aid Review”. Student’s will need their FAFSA Pin number to be able to view the information.
FEDERAL WORK STUDY PROGRAM
We’re glad you are interested in being a part of the Navarro College Team! The Federal College Work-Study Program was established by Congress to aid U.S. citizens and permanent residents in meeting educational expenses. Each year, Navarro College students fill many on-campus positions through funds allocated to this program.
To be eligible for a Federal Work-Study job, a student must have completed the Free Application for Federal Student Aid (FAFSA), have unmet need, and must meet federal student aid eligibility requirements.
You can find and apply for work-study jobs though the campus financial aid office. Here are a few things you should know:
It's a job.
A work-study position is a job and should be treated as any other source of employment.
You will be expected to provide an hour’s work for each hour’s pay.
FEDERAL WORK STUDY HOURS:
The Navarro College Financial Aid Office restricts employment in this program to 15 hours per week during the academic year. When assigning work hours, Navarro College will consider the student’s eligible award amount, class schedule, and academic progress.
FEDERAL WORK STUDY WAGES:
Students are paid by the hour. Wages for the program must equal to at least the current federal minimum wage but might be higher for returning work-study employees.
FEDERAL WORK STUDY - HOW YOU ARE PAID:
Students are paid by check once a month. If you work in Midlothian, Waxahachie, or Mexia, your check is delivered to your local campus business office.
Entering Fall Semester – Apply for aid by June 1
Entering Spring Semester – Apply for aid by October 15
Entering Summer Semester – Apply for aid by March 1
These are priority deadlines and all applications will be processed as quickly as possible on a funds available basis. Some programs, particularly grant programs, have limited funds, so the earlier we receive your application and all supporting documents, the greater the chance for you to receive funds from these programs.